Advice for Medical Professionals

You have worked long and hard to get to the position you are in now, and you know the career path ahead will be equally as challenging. Dentists, for example, in particular face unique challenges along their career path. Clear FP have extensive experience with Dentists and practice specific needs, and will provide you the Specialist advice and support you require.

The service you provide your patients is vital to the quality of life for our families and the wider Community.

No one ever wants to consider the unthinkable.

But have you thought about how you should protect your income, if you were to get sick, in the short or medium term, or if you were to suffer a long term illness or even premature death.

You may have some protection whilst you are at work, through work cover or have insurance within your Superannuation, but is it comprehensive enough to cover your income, specified medically related conditions, outside hours and on weekends? Did you know some Government Superannuation Funds are cancelled when you leave their employment? Could this apply to you?

Income Protection Insurance

Income Protection insurance protects your income in the event that you suffer short, medium or long term sickness or injury. It will pay you an agreed monthly benefit of up to 75% of your income and in most cases is tax deductable.

Trauma Protection Insurance

Trauma Protection insurance protects you against specified injuries and conditions that you may be exposed to on a daily basis by paying you a lump sum upon diagnosis. An example of some of the conditions covered under this type of protection include needle stick injury, blood borne diseases, cancer, heart attack and stroke.

Total and Permanent Disability

Total and Permanent Disability insurance protects you against long term disability by paying you a lump sum when you are unable to ever perform your normal occupation ever again.

Life Insurance Protection

Life insurance protection provides protection for your family by paying a lump sum in the event of your death.

Affordability and appropriateness of cover are our key priorities at ClearFP.

If you are a graduate, we also have access to tailored insurance solutions that may let you insure for up to $15,000 per month even if your income is not yet at that level. Talk to us about this.

We can also help you fund your insurances through various pre and post-tax vehicles.

We work for you (not an insurer or unrelated third party) by listening to your individual needs and goals, and provide you the right insurance solutions designed to create security and peace of mind both today and over time as your lifestyle needs evolve.

We know your time is valuable, and we are experts at minimising the impact on your time, by efficiently streamlining an otherwise time consuming process for your convenience.

Can you afford to leave your income and earning capacity unaccounted for?

Can you afford not to speak to us today?
Talk To Us Today

Let us help you create financial security and peace of mind.