Why is Life Insurance Important?
We are life insurance specialists and can assist with all aspects of providing for your love ones. We guide you through the range of policies on offer to find your ideal match. By comparing with many of the leading life insurance companies you’ll be assured that we find the right cover for your requirements.
Clear Financial Planning will provide recommendations for Term Life Insurance that pays a lump sum upon the death of the person insured. When considering the amount of cover we consider your current financial position and debts, for example your mortgage and providing financial peace of mind for your family if in the event of the insured death.
There are differences with some life policies that do provide additional benefits, such as terminal illness benefit, where if you are diagnosed with a terminal illness the amount insured is paid out.
The cost of life insurance does increase with getting older but is normally offset with your financial position and the amount of life insurance required.
Clear Financial Planning will provide an insurance policy review:
This review will cover the scenarios – and the appropriate strategies – required to provide you with adequate protection in each: Life, Total & Permanent Disablement, Trauma Insurance, Income Protection.