What is Value?
I have had many discussions in recent months with prospective clients about insurance and in particular, income protection. Quite a few of these people have seen the advertising in their respective Industry magazines and journals,
Life and Total & Permanent Disability insurance
In Australia, we have the ability to have our Life and Total & Permanent Disability (TPD) insurances within superannuation. The can be an opportunity if structured correctly but
INCOME PROTECTION VIA YOUR SUPERANNUATION
There are a lot of adds on TV and media by the various super funds and the advantage of funding your insurances from that super fund.
Stepped or Level premiums, or both?
I get asked often to have a look over someone’s existing insurances and give them my opinion on them. One common theme I see is almost a “default” option recommended to medical professionals
Are all “level” premiums the same?
A topic that comes up in nearly all conversations that I have with clients and potential clients is the matter of “level” premiums for their insurance policies.
There Is A Time For Everything
As I mentioned in our chat, I am seeing a LOT of the Income Protection policies for young Dentists being set up on
Increasing Your IP Sum Insured
We all know what a pain taking out or adjusting your insurances can be, especially Income Protection! Invasive health questions and a smattering of