A different way to invest

When we think about investing, it usually involves a timeframe of some sort, and depending on long you can comfortably have the money out of your cash flow will usually determine how “aggressive” that investment can be. As a rule of thumb, the shorter the timeframe you have to invest, the less “aggressive” (or more…

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What is Value?

I have had many discussions in recent months with prospective clients about insurance and in particular, income protection. Quite a few of these people have seen the advertising in their respective Industry magazines and journals,

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