In 2017 the Federal Government once again reduced the contribution caps in Superannuation. From July 1 2017 the maximum amounts you can contribute to Super each year are now capped at $25,000 Concessional (before tax) and $100,000 Non-Concessional (after tax) per year, which will make it more challenging to generate long term wealth and minimise your tax inside Superannuation.
For most investors, building a large, well-diversified portfolio can take a significant amount of time. Spotting an investment opportunity is one thing, but having access to enough cash at the right time can also be a challenge. One of the ways investors can potentially grow their portfolio faster is by borrowing to invest.